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5 Factors that affect your credit score

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1) Payment History

Its contributes around 35% to your credit score. So pay all your bills on time

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2) Credit Utilization Ratio

Its is the second most important component of your credit score. Its shows how much credit you use

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3) Length of your credit history

This component shows how long you hold your credit accounts. Higher is better.

Credit cards

4) Credit Mix

This component shows different types of credit account you have.

5) New Credits

This component takes into account the number of new credit accounts you had recently opened or applied.

To Know How to Improve your credit score

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